Should You File For Chapter 13 Bankruptcy? Here’s What To Consider

Filing for bankruptcy is never something that you want to do on a whim. You want to make sure that it is something that you truly need, as in, there is no other way to get your finances back on track. As for the chapter 13 bankruptcy, you will need to consider a few things to determine if this particular chapter of bankruptcy is right for you. Here are a few of those things. Read More 

Two Things You Should Know About Filing Bankruptcy Back To Back

A chapter 7 bankruptcy can help wipe out quite a bit of debt, but some may still linger after you receive your discharge papers (e.g. certain tax debt). If you're still having trouble meeting your financial obligations, one option is to file a chapter 13 right after your chapter 7 case ends. However, here are two important restrictions the bankruptcy court will place on your case. Delayed Second Discharge To prevent people from abusing the bankruptcy system, the laws restrict how often petitioners can receive discharges. Read More 

Bankruptcy Counseling: Is It Worth It?

You are considering bankruptcy lawyer services because you are not sure what else to do. Your financial situation is a precarious one, at best. That is understandable that you would want to get out from under the burdens you face, but you know there are repercussions, or you assume that there will be negative repercussions. Maybe what you need to do first is try bankruptcy counseling. It is one of the newest bankruptcy lawyer services that combines the legal side of bankruptcy with financial advice and a clear view of future ramifications. Read More 

Understanding The Process Of Filing Chapter 13 Bankruptcy

If you have recently lost income due to being out of work or you have just become overwhelmed by debt, filing bankruptcy may be a good solution for your family and finances. While there are different bankruptcy solutions available, chapter 13 is the best option if your finances are sufficient to pay some of your debts. Unfortunately, most people do not understand the process of filing, since it requires a good amount of planning and research. Read More 

Debts Unforgiven: Understanding Debts That Cannot Be Discharged

The way that bankruptcy allows filers to make a fresh start is well known, and this benefit can help balance out the potentially negative effects that a chapter 7 bankruptcy filing can have on your credit. While you may already know that certain types of debt will just go away, you may not realize that not all types of debt can be included in your bankruptcy. Read on for a better understanding of what kinds of debts might still linger on after your bankruptcy is done and ordered. Read More